Willard Richards teaches that the bills issued by the Kirtland Bank "are as safe as gold."
Claire Noall, Intimate Disciple: A Portrait of Willard Richards: Apostle to Joseph Smith—Cousin of Brigham Young (Salt Lake City: University of Utah Press, 1957), 155
If you had remembered it is written that the “Riches of the Gentiles shall be given to the Saints of the Most High,” perhaps you would not have asked the question. . . . There is a banking on here, $4,000,000 capital, and may be extended to an indefinite amount. Private property is holden & Kirtland bills are as safe as gold . . .